# GovCon Funding > Working capital for U.S. government contractors, underwritten on the strength of the > awarded contract rather than the contractor's balance sheet. Contract lines of credit, > mobilization funding, payroll funding, and financial capability letters for federal, state, > and local awards. Contact: sales@gbgovconfunding.com · (423) 654-8500 Locations: New York, NY · Chattanooga, TN ## Financing products - [Contract Line of Credit](https://www.gbgovconfunding.com/solutions/contract-line-of-credit): A revolving facility sized to your awarded contract, not your balance sheet. - [Payroll Funding](https://www.gbgovconfunding.com/solutions/payroll-funding): Never miss a pay cycle while you wait on agency payment. - [Mobilization Funding](https://www.gbgovconfunding.com/solutions/mobilization-funding): Capital to get a new award off the ground before you bill a dollar. - [Financial Capability Letters](https://www.gbgovconfunding.com/solutions/financial-capability-letters): Solicitation-specific proof of capital to win the award in the first place. - [Term Loans](https://www.gbgovconfunding.com/solutions/term-loans): Fixed capital on a fixed schedule, for needs that outlast a single contract. - [Equipment Financing](https://www.gbgovconfunding.com/solutions/equipment-financing): Acquire what the contract requires without paying for it all at once. - [Purchase Order Financing](https://www.gbgovconfunding.com/solutions/purchase-order-financing): Suppliers paid directly, so you can fulfill an order bigger than your cash position. - [Invoice Factoring](https://www.gbgovconfunding.com/solutions/invoice-factoring): Turn an approved government invoice into working capital now. ## Key pages - [Home](https://www.gbgovconfunding.com/): Overview of government contract financing and who qualifies. - [Solutions](https://www.gbgovconfunding.com/solutions): Full detail on all four financing products. - [FAQ](https://www.gbgovconfunding.com/faq): 42 answers across financing basics, eligibility, the FAR, Assignment of Claims, subcontractors, rates, and state/local contracts. - [About](https://www.gbgovconfunding.com/about): Team, mission, and underwriting philosophy. - [Podcast](https://www.gbgovconfunding.com/podcast): The GovCon Funding Podcast. - [Get started](https://www.gbgovconfunding.com/get-started): Financing request form. ## Articles - [Government Contract Financing: The Complete Guide](https://www.gbgovconfunding.com/resources/guide-government-contract-financing): Every financing option available to government contractors: contract lines of credit, bank lines, SBA loans, equipment financing, and more. What each one does, what it costs you in speed or flexibility, and how to choose. (2026-09-02) - [How to Finance a Government Contract, Step by Step](https://www.gbgovconfunding.com/resources/how-to-finance-a-government-contract): From award letter to funded facility: what to prepare, what gets underwritten, and what to expect at each stage. (2026-08-26) - [Contract Line of Credit vs. Payroll Funding: Which Fits Your Award?](https://www.gbgovconfunding.com/resources/contract-line-of-credit-vs-payroll-funding): Both solve cash flow. They solve different cash flow. Here is how to tell which structure your contract actually needs. (2026-08-19) - [Mobilization Costs: What to Budget Before Your First Invoice](https://www.gbgovconfunding.com/resources/mobilization-costs-government-contract): The expenses that hit between award and first payment, and how contractors underestimate them. (2026-08-12) - [Financing for 8(a), HUBZone, WOSB, and SDVOSB Contractors](https://www.gbgovconfunding.com/resources/financing-for-set-aside-contractors): How set-aside status affects your contracts, your growth, and what financing is available to you. (2026-08-05) - [The Assignment of Claims Act: What Government Contractors Need to Know](https://www.gbgovconfunding.com/resources/assignment-of-claims): The federal statute that makes contract-based lending possible: how assignment works, what the government requires, and where contractors get tripped up. (2026-07-29) ## Notes - Financing is enabled by the Assignment of Claims Act (31 U.S.C. § 3727 and 41 U.S.C. § 6305), which permits a contractor to assign contract payments to a financing institution. - Both prime contractors and subcontractors are eligible. - Underwriting is based on the awarded contract, the paying agency, and receivables, rather than solely on credit history or years in business.