About us

Government contracting is what we do.

We built GovCon Funding because government contractors deserve a capital partner who understands the industry, agency payment and invoicing systems, and the nuances of government contracting.

Our mission

Give every government contractor the capital to perform.

Winning a federal, state, or local contract takes a lot of work, but it's just the beginning. The real obstacle comes after the award, waiting upwards of 60 days for an agency to pay while payroll, mobilization, and materials costs are due now.

GovCon Funding exists to close that gap. We underwrite the strength of your contract and your future opportunity, not just your financial history. We enable GovCons to mobilize fast, make payroll on time, and take on the next award with confidence. Government contracting is our expertise, and that focus is what lets us move at the speed contractors actually need.

What we stand for

Principles behind every facility we structure.

Specialization

Government contracting is the market we finance. Every underwriting decision draws on that focus.

Partnership

We work to integrate into how your business operates. We work alongside your existing lenders and advisors, not around them. We structure capital that fits your business.

Integrity

We tell government contractors exactly what to expect on funding terms, timelines, and costs, and we deliver on it every time, without hidden fees or fine print. That's why so much of our business comes from contractors we've already funded.

Speed

Government contracts start fast, mobilization costs, payroll, and materials pile up before your first invoice ever gets paid. You need a lender who moves at the same pace your contract does.

The team

Fueling your mission.

Decades of GovCon finance and business development experience, dedicated to turning every award into a long-term win.

Matthew Gillman

Matthew Gillman

Partner

Growing up among entrepreneurs, Matthew has always focused on supporting and advocating for business owners. He co-founded GillmanBagley to be a trusted partner that owners can depend on, structuring capital for companies that traditional lenders overlook. He saw the same gap in government contracting: strong contractors who couldn't get financing that matched federal payment cycles. Building GovCon Funding means giving those owners a partner who understands their business as well as their balance sheet.

Michael Bagley

Michael Bagley

Partner

Michael's core philosophy is simple: it's all about people. As a founding partner, he's committed to dedicated, personal, and consultative relationships that deliver real value to clients. Before co-founding GillmanBagley, he worked directly with small and mid-sized business owners, and learned that the right capital partner does more than write a check. They understand your contract, your agency, and your growth plan well enough to structure something that fits. That's the standard he holds the team to on every deal.

Tony Gray

Tony Gray

Business Development

A U.S. Navy veteran and 20+ year GovCon business development leader, Tony has generated hundreds of millions in new contract revenue for federal contractors, from SOCOM and DISA programs to SDVOSB and middle-market primes. He has advised on mission-critical technology programs and led capture efforts exceeding $800M, helping GovCon clients grow revenue by as much as 100% in a year. He brings that capture and agency experience directly to how we structure funding.

Bryan Lockwood

Bryan Lockwood

Business Development

Coming from a military background, Bryan's mission has always been to support those serving our nation. He leverages that experience to provide specialized financial solutions to the GovCon community. Having worked alongside contractors performing on federal awards, he understands firsthand how a 30- to 60-day payment gap can strain even a well-run business. His role is to be the first conversation a contractor has with us, listening to what they've won and connecting them with the right facility fast.

Let's talk

Ready to fund your contract?

No obligation, talk to a govcon financing specialist, not a call center. We'll structure capital around your award.