Episodes
Know Your Terms
ListenThree Key Ratios
Tony and Matt Gillman walk through the three financial ratios that carry the most weight when a lender sizes a facility for a government contractor, and what each one signals about the business.
ListenShow Your Numbers
Why financial reporting quality shapes what lenders will do, and how contractors can present numbers that actually support a funding decision.
ListenAre You Risky?
Tony and Matt Gillman walk through the 12 credit risk factors banks and private credit providers review: cash flow, accounts receivable, customer concentration, backlog, and collateral.
ListenTop 3 Credit Products for GovCons
Asset-based lines of credit, invoice factoring, and contract lines of credit: how each works, what they cost, and a common misunderstanding about advance rates versus fees.
ListenBanks vs Private Credit for GovCons
Where traditional bank financing fits, where private credit fills the gap, and how contractors should think about the tradeoff between cost and speed.
ListenGovCon Funding: Speed, Cost, and Smart Choices
The three variables every financing decision turns on, and how to weigh them against your contract timeline.
ListenHow Can You Fund a GovCon Business?
Where to find capital for your GovCon business, with an overview of the funding sources available to government contractors.
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