Equipment Financing
Acquire what the contract requires without paying for it all at once.
Let's size your equipment financing.
Two questions to start. No obligation, no credit pull.
How it works
Many awards cannot be performed with the equipment you already own. A new contract may require specific vehicles, machinery, IT infrastructure, or specialized gear, and paying cash for it consumes exactly the working capital you need to mobilize. Equipment financing spreads that cost over the useful life of the asset, so the equipment is earning on the contract while you pay for it.
Because the equipment itself is the collateral, this is often available on better terms than unsecured borrowing, and it keeps your other facilities free for payroll and materials. That separation matters: financing a truck out of your contract line consumes limit you will need when payroll comes due.
The structure should be matched to the asset and the award. Equipment that will serve many contracts over a decade is a different financing question from equipment purchased for a single period of performance, where a lease or a term structure aligned to the contract may fit better than ownership.
How the facility is structured.
The equipment serves as collateral, which generally improves terms.
Keeps your contract facilities available for payroll and materials.
Repayment structured against how long the asset will actually earn.
Structured for ownership or for a single period of performance, as the award requires.
Equipment Financing questions, answered.
Should I finance equipment or draw on my contract line?
Generally finance it. Equipment has a long life and its own collateral value, so it can be financed on terms a revolving facility will not match. Drawing on your contract line also consumes limit you are likely to need for payroll and materials.
Can I finance equipment for a single contract?
Yes, and the structure should reflect that. Where equipment is needed only for one period of performance, a lease or a term aligned to the contract often fits better than financing a purchase you will not use again.
Does the equipment need to be new?
Not necessarily. What matters is the asset’s remaining useful life and resale value, since those are what support the structure.
Ready to fund your contract?
No obligation, talk to a govcon financing specialist, not a call center. We'll structure capital around your award.